I’m Jae Matthews, founder of Jmenterprise, and I didn’t grow up understanding how credit works—I had to learn the hard way.
When I got my first credit card, I thought I was building my future. But without guidance, I made mistakes that followed me for years. Late payments, maxed-out cards, and collections piled up, and before I knew it, I was locked out of the opportunities I wanted most—buying a home, starting a business, even qualifying for a decent car loan.

I finally decided I’d had enough. I dove deep into learning how credit really works—how to repair it, protect it, and use it as a tool for freedom. I fixed my credit, eliminated my debt, and used that foundation to build wealth through smart investments and business ownership.

Now, through Jmenterprise, I help others take that same journey—but with guidance, support, and proven strategies that actually work. Whether you’re repairing your credit, managing debt, or ready to turn your story into a business that helps others, I’m here to lead the way.

I’m not some financial guru who’s never faced a setback—I’m someone who’s lived it, rebuilt from it, and now thrives because of it. If you’re tired of letting credit hold you back, let’s change that together.

Your fresh start is waiting. Ready when you are.